D7: residence visa for those who live off an income or are retired, and family reunification

Called “D7”, this visa model is applied especially for retired foreigners or holders of their own income who wish to migrate to Portugal. Among the benefits, the document ensures the possibility to enjoy the certification of residence in the “non habitual” category, responsible for guaranteeing the application of a fixed tax rate of 20% on income in the citizen’s country of origin. With the change in legislation in 2020, pensions are taxed at a flat rate of 10%.

The permit is considered one of the means for Brazilians who intend to live in Europe and, even though it is known as the “retirees’ visa”, it also covers other possibilities.

Following the 2021 legislation, this article brings together the information needed to obtain a visa, application details, recent changes to the process, and required documentation.

You can also go directly to the FAQ with frequently asked questions about the D7 visa for Portugal .

Applying for the D7: Step-by-step

The D7 visa application can be initiated by those living on income. In addition to other identity documentation, it will be necessary to present the applicant’s income. In other words, proof that the citizen has an amount of money that allows him/her to reside in Portuguese territory for at least 12 months. For retirees, a certificate will be required to show that they have filed for the transfer of their retirement to Portugal.

The proof that the foreigner has a minimum amount deposited in a bank in Portugal required by the government came into force at the beginning of this year. Its purpose is precisely to validate that he can support himself and his family as soon as he disembarks. In other words, without depending on entering the local job market to contribute to the country – although this type of visa does not prohibit professional activity or even entrepreneurship in Portugal.

The amount considered may be relative, but for the visa application it is at least 1 minimum salary for the applicant, plus 50% for each additional adult and/or 30% for each additional minor. After arriving on Portuguese soil, it must also be proven that it is possible to support the family – from there, other calculations will be made. The responsible body is the authority of the municipality where the residence permit will also be applied for. As there are many nuances, it is advisable to look for legal counseling to help you perform the steps – this will avoid mistakes, wear and tear, and losses.

Another issue to be settled before landing is the recognition of a place to live for the citizen and his family. Hotel reservations, rental contract, invitation letter from relatives or friends, and property deed are accepted. After the visa has been granted, the deadline for entering European soil is a maximum of 120 days. Importantly, this stage also includes a thorough analysis guided by the Portuguese authorities. Even the application can be denied if irregularities or missing documentation is found.

After arriving in Portugal within the 120 days, we start the residence permit procedures with the local authority. This will be granted for a certain period of time and will need to be renewed periodically – it is mandatory that in each restructuring the maintenance of the items required in the visa application, such as the existence of means of subsistence, is proven.

Regarding the residence permit, in order for it to remain active, besides renewals, the holder cannot be absent from the country for more than six consecutive months or eight interpolated ones. Exceptions are made when the need to move away from the territory is justified in advance. The legally required period of residence is five years, after which the holder can apply for Portuguese nationality and thus obtain a permanent residence permit.

Requirement for acquiring the D7 Visa

As mentioned in the item above, the Portuguese government requests the presentation of financial resources in order to analyze if there is a way for the citizen to support himself during his stay in the country. But, how much is this value? The amount is the same for both retirees and income earners. Currently, they are equivalent to:

• 100% of the minimum wage in Portugal for the visa holder;
• 50% of the minimum wage in Portugal for adults in family reunification;
• 30% of the minimum wage in Portugal for young people who have not reached the age of majority or family members with a disability.

It is worth pointing out that the proof refers to a period of one year, which means that the foreigner will need to have this amount multiplied by 12.

How to prove income for the D7 Visa?

The amount should remain available on Portuguese soil. The requirement is that the transferability must be proven. In the case of retirees, the proof is through the retirement document itself. This must present the respective income and the guarantee of receipt in Lusitanian lands.

In the scenario of holders of income in Brazil, such as financial investments, business income, copyrights, or real estate rentals, it will be essential to present the latest income tax return. The same goes for the family members in the group.

Documentation required for retirees or income earners

Resident visa applications for retirees or income earners must be accompanied by the following documents:

• Statement specifying the reason for requesting the visa (period you intend to stay, place of accommodation, and contact information in the territory);
• Proof of means of subsistence;
• Proof of accommodation;
• International travel medical insurance or PB4;
• Criminal background check;
• Authorization for the Foreigners and Borders Service to consult the criminal record;
• Declaration that you are aware that you cannot travel to Portugal without the proper visa;
• Passport;
• ID card;
• 3×4 photos.

After gathering the above items, the applicant must fill out the D7 visa application form, which must be signed and notarized. After five days, a bill will be issued with the amount to be paid for the visa application.

Family reunification seen D7

According to the legislation for foreigners in Portugal, the following are eligible for family reunification: the spouse, children (of age 18 or under) and incapacitated dependents of the couple or of one of the spouses, direct ascendants to the first degree of the resident or his/her spouse (as long as they are dependent on him/her), and siblings under the age of 18 who are under the resident’s guardianship. Below is the list of documents required for the applications:

• Certificate of marriage or stable union (it may be necessary to have the relationship recognized by a court in Portugal);
• Birth certificate;
• Certificate of adoption together with the certificate of the decision of the national authority that recognized it, in the case of adopted children (it may be necessary to have the adoption recognized by a court in Portugal);
• Proof of incapacity of adult child (in case of dependant incapacitated);
• Proof of economic dependency status (in case of single adult children);
• Proof of economic dependency status (in the case of a first-degree ascendant under 65);
• Certificate of the decision that decreed guardianship together with a certificate of the decision of the national authority that recognized it (in the case of minor siblings).

Income and family reunification for the D7 Visa

In the family reunification scenario, the holder is now seen as responsible for supporting his family members as well. That is, percentages are added to the monthly income to be legally proven. For example, when the spouse is the household, the visa applicant needs to present both the Portuguese minimum wage and 50% more of that amount for the support of the husband or wife. Now, when directed to the minor child, the added percentage is 30%.

Is the D7 Visa valid for work?

Finally, the D7 visa is extremely popular among retirees and income earners, which may lead to the conclusion that it is incompatible with professional activity in Portugal. Another myth is also in relation to age: there is no limitation on this, as long as one meets the requirements, it is valid for those living on income in general. And, it is also worth remembering that the holder of this visa will not be prevented from working, and can be employed or even undertake business in the new territory. In other words, the document gives even those who already have a fixed income in Brazil, the possibility to work regularly in Portugal!

FAQ – Frequently Asked Questions about the D7 visa for Portugal